Investing

Investing in Real EstateInvesting in Real Estate

Investing in Real Estate

iMark helps clients identify and invest in commercial real estate. If you’re buying diamonds, it’s best to find a trusted jeweler to advise you. It’s the same with commercial real estate investments.

There’s a lot to know about investing in commercial real estate. iMark has decades of experience and the tools to analyze commercial real estate investments.

Unraveling the Maze of Commercial Real Estate LoansUnraveling the Maze of Commercial Real Estate Loans

Unraveling the Maze of Commercial Real Estate Loans

The economy is good and much of the commercial real estate inventory has been absorbed. Lease rates are climbing and property values are increasing. The temptation is to renovate, develop, and purchase commercial real estate. And rightfully so. Significant wealth can be built in owning and developing commercial real estate in the current market.

Banks have become more aggressive and have money to lend for commercial real estate deals. Local community banks not only have a need to loan money, they have an obligation to. Regional and national institutions are seeking good deals too.

However, commercial real estate loans are far different than residential mortgages that many individuals have experience with. Many small businesses that are candidates to own their own facility are perplexed or caught off guard when they try to finance a building or land for their business.

Small investors wanting to invest in commercial income producing properties often hit an unfamiliar wall as well. If your business is not occupying a large percentage of the property, the requirements for a commercial real estate are much more restrictive.

If the property has credit worthy tenants (including space your business will occupy) it lowers risk for both you and the lender. But, if the property is unoccupied, needs major renovation, or you are wanting to develop a new property, you are a speculator and viewed as such by a lender.

Here is a good primer on commercial real estate lending: http://www.investopedia.com/articles/personal-finance/100314/commercial-real-estate-loans.asp

iMark Realty Advisors has invested in cultivating many local lender relationships, and monitors basic parameters for community lenders. We also have experience with Small Business Administration (SBA) programs and help guide clients to these programs, when they make the most sense. We can help with detailed financial analysis and loan packaging that is required by lenders for commercial real estate.

We have helped many, just like you. Please call if we can be of assistance.